I am in insurance. I know, I know, not very exciting, but I am grateful for all that it gives me.
I have the most wonderful clients. Who, once again, I am grateful for.
A few of them are in construction, so every now and again I get an enquiry to put cover in place for a construction project.
This, sadly, as with a lot of insurance, requires the poor customer to complete a form.
People hate forms. Have you noticed? There is nothing that ruins a person’s day more than a message saying ‘will you complete and return this form for me please’.
I actually hate forms too. But only if I have to hand write it. Because I am, sadly, incapable of writing anything. I can barely sign my own name.
I advise the customer, when they need cover for their construction, that I have to apply for ‘Contractor’s All Risk’ cover for them, and will they please complete the attached form and return it.
Quite often, this results in them blocking me.
Unfortunately, the form is named “CAR/EAR proposal form”.
So, I wait…. and inevitably, the call comes.
I get that CAR may stand for Contractor’s All Risk, they ask, but what is the EAR, do I need EAR?
Well, I reply, the EAR is for Erection All Risk cover, do you need it? You tell me.
Silence… a giggle….
Even insurance can be fun.
